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The hours of most parks are usually sun up to sun down. And one of the possible conclusions to this event could be the installation of a gate by the city.
90% of Monthly Repayment / (70% of Neighbor's Income / 12 Months)
657*0.9 / ((30994*0.7)/12) = .36
356*0.9 /((30994*0.7)/12) = .20